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    <h1>Terms & Conditions</h1>
    <p class="update">Last Updated: May 2026</p>

    <p>
      Welcome to CreativeCart. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions.
    </p>

    <h2>1. Acceptance of Terms</h2>
    <p>
      By using CreativeCart, you confirm that you are at least 18 years old or using the platform under parental supervision.
    </p>

    <h2>2. Products & Services</h2>
    <p>
      We attempt to provide accurate product descriptions, pricing, and availability. However, CreativeCart reserves the right to modify or discontinue products without prior notice.
    </p>

    <h2>3. User Accounts</h2>
    <ul>
      <li>You are responsible for maintaining the confidentiality of your account.</li>
      <li>You agree to provide accurate and complete information.</li>
      <li>Any unauthorized use of your account must be reported immediately.</li>
    </ul>

    <h2>4. Orders & Payments</h2>
    <ul>
      <li>All orders are subject to availability and confirmation.</li>
      <li>Prices may change without prior notice.</li>
      <li>Payments must be completed through approved payment methods.</li>
    </ul>

    <h2>5. Shipping & Delivery</h2>
    <p>
      Delivery times are estimated and may vary depending on location and courier services. CreativeCart is not responsible for delays caused by third-party shipping providers.
    </p>

    <h2>6. Return & Refund Policy</h2>
    <p>
      Customers may request returns or refunds according to our Return Policy. Products must be unused and returned in original packaging.
    </p>

    <h2>7. Prohibited Activities</h2>
    <ul>
      <li>Using the website for unlawful purposes.</li>
      <li>Attempting to hack, damage, or disrupt the platform.</li>
      <li>Uploading malicious software or harmful content.</li>
    </ul>

    <h2>8. Intellectual Property</h2>
    <p>
      All content on CreativeCart including logos, text, graphics, images, and code is the property of CreativeCart and protected by copyright laws.
    </p>

    <h2>9. Limitation of Liability</h2>
    <p>
      CreativeCart shall not be liable for any indirect, incidental, or consequential damages resulting from the use of our website or products.
    </p>

    <h2>10. Privacy Policy</h2>
    <p>
      Your use of our website is also governed by our Privacy Policy.
    </p>

    <h2>11. Changes to Terms</h2>
    <p>
      We reserve the right to update or modify these Terms & Conditions at any time without prior notice.
    </p>

    <h2>12. Contact Information</h2>
    <p>
      If you have any questions regarding these Terms & Conditions, contact us:
    </p>

    <p>
      Email: support@creativecart.com<br>
      Website: www.creativecart.com
    </p>

    <div class="footer-note">
      © 2026 CreativeCart. All Rights Reserved.
    </div>

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